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A GIC Guaranteed Investment Certificate is a free and secure investment account, in which you deposit a sum of money and generate interest over a period of time. International students in Canada need to make investments in GIC accounts to demonstrate their proof of funds that they have enough financial resources to cover their living expenses. The right choice for a GIC account can be really crucial. In this guide, you’ll get information about which Canadian GIC account is best for you. Major Banks Offering GICs for International Students in Canada Scotiabank GIC Program for International Students Minimum Deposit- $20,635 CAD Processing fees-$200 CAD Payment Plan: $4,127 CAD is deposited to the personal deposit account and paid out immediately upon arrival in Canada. The remaining balance of $16,508 CAD is paid in monthly installments of $1,376 CAD for one year. Benefits: Well-established and secure for international students. Easy online application. Arrival and pre-arrival support ICICI Bank Canada Student GIC Program Minimum Deposit- $20,635 CAD Processing fees-$200 CAD Payment Plan: $6,190 CAD is deposited to the personal deposit account and paid out immediately upon arrival in Canada. The remaining balance of $14,445 CAD is paid in monthly installments of $1,204 CAD for one year. Benefits: Easy processing of the online application CIBC Student GIC Program Minimum Deposit- $20,635 CAD Processing fee 0 Payment Plan: $6,190 CAD is deposited to the personal deposit account and paid out immediately uponarrival in Canada. The remaining balance of $14,445 CAD is paid in monthly installments of $1,204 CAD for one year. Benefits: No Processing fees Easy processing of the online application Trusted Canadian banking institution with over 1000 branches HSBC Canada Student GIC Program Minimum Deposit- $20,635 CAD Processing fee 0 Payment Plan: $6,190 CAD is deposited to the personal deposit account and paid out immediately upon arrival in Canada. The remaining balance of $14,445 CAD is paid in monthly installments of $1,204 CAD for one year. Benefits: No Processing fees Easy processing of the online application Factor that you should consider before choosing your GIC account Bank Reputation – Choose a bank that has a good reputation and provides extensive support services in Canada. Scotiabank and CIBC are one of those. At IIE Education we guide on choosing the reputable bank as we have experience in choosing their particular bank for GIC’s. Interest Rates – Interest rates are also important when choosing the best GIC account in Canada. Checking the latest interest rates is essential as it can decide how much interest you will earn in the year. At IIE Education we provide we provide regular updates on the current interest rates offered by various banks that provide GI Ease of application – Consider a bank that provides easier online processes and pre-arrival support. This bank makes the process easier for international students to manage their accounts before coming to Canada. At IIE Education we can provide step-by-step guidance for GIC applications for various banks by simplifying the process for students, especially for students that are not properly known about the Canadian banking system. Visa and Immigration Compliance – At IIE Education we can guide students in selecting the best GIC account that can easily meet their financial requirements and eligibility. We also assist in helping the students gather the right documents such as the GIC certificate that is essential for visa applications. At IIE Education we have an expert team that can guide international students in choosing the most suitable option for GIC accounts. The right GIC is really essential as it can help you meet the financial and visa requirements. Our Personalized mentorship and guidance have helped many international students make the right decisions and be well-prepared for their financial responsibilities in Canada.

Australia has remained one of the favorite destinations among international students who seek a worldclass education combined with a happening student life and career growth opportunities. Housing some of the best universities in the world, coupled with its beautiful landscapes, Australia offers a great combination that includes academic excellence and personal growth. Whether you want to study in vibrant cities like Sydney and Melbourne or want to explore the Great Barrier Reef, Uluru, Australia, can be a great destination. If you’re considering taking this big step, Here, is a guide on how to study in Australia as an international student. Why choose Australia for Study High-Quality Education with Top Universities – Australia is home to some of the top universities in the world with eight universities that are among the top 200 in QS world university rankings. Here are some of the top universities in Australia The Australian National University (ranked 27th) The University of Melbourne (ranked 41st) The University of Sydney (ranked 42nd) The University of New South Wales (ranked 44th) The University of Queensland (ranked 47th) Multicultural and Diverse Environment – International students can experience diverse cultures in Australia and this enriching experience can make students feel at home. Apply to Australian Universities Pick the right university – Start exploring universities and courses that are specific to your skills and abilities. There are a variety of undergraduate and post-graduate courses available in Australian universities and you should pick the course carefully. At IIE Education we can help international students choose the right university and course by providing up-to-date information on accredited institutions, and course details according to your specific academic interest and career goals. Check Eligibility Requirements – At IIE education we also offer personalized coaching and mentoring for standardized tests such as IELTS, and TOEFL ensuring you meet the language proficiency. We also provide guidance on supported documentation for your specific program and help you fulfill other eligibility requirements. Submit Application – Our experts at IIE Education assist in submitting applications to Australian universities, ensuring that all necessary documents are completed accurately and submitted on time. We also provide a compelling statement of purpose and prepare for any interviews, maximizing your chances of admission. Apply for a Visa – After receiving an offer letter from the university, you’ll need to apply for a student visa. IIE Education provides expert guidance on the visa application process for Australian universities. We also help you understand the requirements and complete the necessary forms accurately. Cost of Living and Tuition Fees International undergraduate students studying in Australia are expected to pay between AUD 20,000 to AUD 45,000 per year, depending on the course. They need at least AUD 21,000 per year for living expenses. Scholarships There are various scholarships and financial aid options available for international students in Australia: Australia Awards Scholarships: University Scholarships: Endeavour Postgraduate Scholarships: Scholarships are a great way to support students and minimize their financial burden. IIE Education helps in providing valuable support in identifying and applying for scholarships available at Australian universities. Our expert guidance has already been proven as we have helped many international students in securing scholarships. Studying in Australia provides opportunities for personal, academic, and professional growth. We at IIE Education can help you achieve your study in Australia with personal mentorship, guidance, and assistance.

Germany has been one of the best destinations for work, study, or permanent settling. Its strong economy, advanced educational system, rich culture, and high living standards attract many to apply PR. Obtaining permanent residency (Niederlassungserlaubnis) is a significant milestone, offering the freedom to live and work without restrictions and access to social benefits. In this blog, we will guide you about the eligibility criteria, and application process for securing permanent residency in Germany. What is Permanent Residency in Germany? Permanent Residency is known as Niederlassungserlaubnis in Germany, which allows people outside the EU to live and work in the country without any restrictions. Permanent Residents can have access to healthcare, unemployment benefits, and other benefits. At IIE Education our dedicated team is here to simplify the PR process and provide comprehensive support customized according to your unique case. With our guidance, you can achieve the goal of permanent residency in Germany. Eligibility Criteria – There are several you need to meet in order to qualify for German Permanent Residency German Language Skills – You should have at least German language (B1 level) Proficiency. Duration Stay – You can secure a permanent residency, if you have stayed in Germany for 33 months. If you are proficient in the German language (B1 level) this period can be reduced to 21 months. Health Insurance– You must possess public or private health insurance coverage. Financial Stability-You must meet the financial requirements without needing social welfare assistance. Clean Criminal Record- A clean criminal record is needed. Employment- A stable income and employed for 21 hours per week Residence Permits for Permanent Residency The EU Blue Card – The EU Blue Card provides an opportunity for non-citizens to claim for permanent settlement permit in Germany. A person must have worked in the country for at least 33 months and have an early income of 56,600 euros. The period is 21 months if you have adequate language skills. Student Visa – Students who are pursuing undergraduate, graduate, or professional courses can be given a residence permit after completing their studies. Students can apply for an 18-month residence permit to find employment related to their studies. A minimum income threshold for PR in Germany is required and proficiency in German (B1 level or higher). After fulfilling your work duration gather the necessary documents like employment proof, financial requirements proof, language skills proficiency, and health insurance. Submit your application to the local immigration office (Ausländerbehörde). You should be prepared for the possible interviews. Consider consulting with an experienced consultancy like IIE Education to get permanent residency in Germany after study. Employment Visa – Employees with a regular work visa can also apply to obtain a permanent residency after meeting the duration and employment criteria. Family Reunion Visa- Spouses and children of permanent residents can also apply for Permanent Residency after the designated period. Step-by-Step Guide to Apply for Permanent Residency in Germany Collect documents In general, any documents required are: Valid passport and residence permit Employment contract as well as proof of income Health insurance document Proof of German language proficiency level Certified copy of qualifying successfully from an integration course, if taken Proof of Residence either a rental agreement or Registration certificate. Make an Application and schedule an Appointment- Contact your local foreigners’ office and present your application. It is suggested to make an appointment at your office so that you will not be kept waiting for long. Application form filling –Bring all the documents along. Also, fill out the permanent residence Germany application form available at the foreigners’ office. Pay Fees – The application fee is also compulsory for which it is known to range between €100 and €300. Wait for the Decision – After you submit all the paperwork, processing time can take anywhere between weeks to even months. You may be contacted to provide any further details during that period. Obtain Permanent Residency Permit –Provided your application gets accepted, you will be given a document declaring that you are a permanent resident in the country. A document like this tends to be valid forever. Consider consulting an immigration expert if your case is complex. At IIE Education we regularly keep ourselves updated about immigration laws. We provide one-on-one consultations to assess your situation and provide accurate advice on the PR process in Germany. We can also help gather and organize all necessary documents required for your PR application, ensuring everything is complete and accurate. Our experts can help you prepare for any interviews or appointments with immigration authorities, ensuring you feel confident. We provide information on integration courses and other resources To help you settle in Germany smoothly, we provide information on integration courses. Apply with us today to make your PR process more effective.

The Postgraduate work permit (PGWP) allows International Students in Canada to be employed and gain valuable work experience. A PGWP Holder can work anywhere in Canada. Here in this blog, you will learn about recent developments, changes, and updates in PGWP rules. It also shows the eligibility and application procedures for getting PGWP. Understanding PGWP International students who graduated from Designated Learning Institutions (DLIs) can work in Canada till the end of their study program, up to a maximum of three years. This work experience can be really valuable for international students to establish their careers in Canada or applying for Permanent Residency. IIE Education is dedicated to providing comprehensive support and guidance for helping international students secure Canada post-graduate work permits. New Rules and Updates for PGWP International students must be aware of the Canadian postgraduate work permit changes before applying for PGWP. The Canadian Government announced that from February 15, 2024, international students who graduated from master’s degree programs even that is under 2 years (minimum 8 months) are now eligible for 3 years PGWP, till the duration of their study program. However, students who have enrolled in curriculum licensing agreement programs are not eligible for PGWP from September 1, 2024 Students must be in Canada for the entire duration of their studies and attend 50% of their program in class can be eligible for a full duration of PGWP. Starting from November 1, 2024, all applicants of PGWP must fulfill the language proficiency requirements. A Canadian Language Benchmark (CLB) level 7 for university graduates and CLB level 5 for college graduates is required for international students who need to apply for PGWP. International Students also now need to have a study visa that is valid for the last 180 days. IIE Education always commits to keep you informed about any updates related to Canada postgraduate work permit eligibility and permanent residency pathways. Application Process for PGWP It includes gathering your required documents such as study permit, and program completion confirmation as well as other required documents. Apply for the PGWP online through the IRCC Portal. Pay the required processing fee for the application. Follow the Ircc website for Canada post-graduate work permits for updates on your application. Advantages of PGWP Work Experience – Work experience in Canada can surely help in making your profile better for improving your career path. Permanent Residency – Gaining work experience under PGWP can boost your chances of applying for Permanent Residency in Canada. The Canadian PGWP is a great opportunity for international students to work and support themselves and also gain work experience which boosts the chances of permanent residency. At IIE Education we specialize in providing guidance and support to international students who are in requirement of PGWP. Our experts carefully assess your qualifications and situation to evaluate your eligibility for PGWP. We also provide guidance for the PGWP application process by helping you prepare all necessary documents and submit an application online to ensure accuracy. We are always committed to guiding you on how to effectively search for jobs in your field where you have specific skills. Contact us today for consultation and make your dream of studying abroad a reality and securing your PGWP.

International students need a blocked bank account in Germany to demonstrate the required financial resources to bear the cost of living. The Blocked Bank Account (Sperrkonto) is essential for a German student visa. The term” blocked” means a student can only withdraw a specific amount each month which ensures the funds last throughout the year. As of 2024, a student in Germany must deposit 11,904 euros in a blocked account for one year of study. The specific amount of 992 euros every month is used to be paid out for living expenses such as accommodation, food, transport, and other costs This monthly amount is transferred to a normal German bank account. Opening a Blocked Bank account Choosing a service provider: You can choose from a variety of service providers to open a blocked account. Some of these include Expatrio, Fintiba, Deutsche Bank, etc. Apply: In this step, you need to submit an application that includes your details, a copy of your passport, and a letter from the German university where you have applied. Transfer the required funds: In this, you have to transfer the funds necessary to the blocked account. Confirmation letter: You will receive a confirmation letter, once the funds are successfully deposited. Apply for your student visa: Your blocked account confirmation letter is really important for your student visa. Submit this along with your other required documents such as your university admission letter, health insurance, and passport to the German embassy. Some alternatives to a blocked account Scholarships: In case you have a scholarship, this confirmation can be used as proof of your financial resources. The scholarship amount can be deducted from the specific blocked account and if it is exceeded, you do not need to make a blocked account. Letter of obligation: In this case, a third party (e.g., a family member or relative) declares to be financially responsible for you and covers your expenses for the period of your study in Germany. A formal declaration at a German immigration office is required to be submitted by that person. Can more than 992 euros withdrawn per month? No, we cannot withdraw more than 992 euros per month. These funds are required to cover the expenses for the entire year. If you have more money required, then you have to rely on other sources like additional financial support or you can join a part-time job. However, 992 euros per month is enough for living expenses in most of the universities in the cities across the country. At IIE Education we can provide valuable assistance to international students to guide them about opening blocked bank accounts for their studies in Germany. We provide easy-to-understand resources explaining how to open a blocked bank account and provide guidance about the required documents needed in this process. Documentation assistance We provide information about required documents such as admission letters, passports, and other documents required for the process. We also assist in helping you fill out blocked bank account applications accurately to avoid any delays.